[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.avilu.sk\/naucme-deti-setrit\/#Article","mainEntityOfPage":"https:\/\/www.avilu.sk\/naucme-deti-setrit\/","headline":"Nau\u010dme deti \u0161etri\u0165","name":"Nau\u010dme deti \u0161etri\u0165","description":"O tom ak\u00e9 je d\u00f4le\u017eit\u00e9 \u0161etrenie a rozumn\u00e9 hospod\u00e1renie s peniazmi by sme vedeli rozpr\u00e1va\u0165. Ako ale nau\u010di\u0165 a motivova\u0165 deti k \u0161etreniu a lep\u0161iemu…","datePublished":"2024-02-12","dateModified":"2024-02-12","author":{"@type":"Person","@id":"https:\/\/www.avilu.sk\/author\/#Person","name":"","url":"https:\/\/www.avilu.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"avilu.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.avilu.sk\/wp-content\/uploads\/pexels-alexander-dummer-1912868%20(1)_2.jpg","url":"https:\/\/www.avilu.sk\/wp-content\/uploads\/pexels-alexander-dummer-1912868%20(1)_2.jpg","height":0,"width":0},"url":"https:\/\/www.avilu.sk\/naucme-deti-setrit\/","wordCount":425,"articleBody":"   O tom ak\u00e9 je d\u00f4le\u017eit\u00e9 \u0161etrenie a rozumn\u00e9 hospod\u00e1renie s peniazmi by sme vedeli rozpr\u00e1va\u0165. Ako ale nau\u010di\u0165 a motivova\u0165 deti k \u0161etreniu a lep\u0161iemu hospod\u00e1reniu? Ka\u017ed\u00fd rodi\u010d chce pre svoje die\u0165a len to najlep\u0161ie. Jedn\u00fdm s krit\u00e9ri\u00ed, ktor\u00e9 ovplyv\u0148uj\u00fa perspekt\u00edvnos\u0165 bud\u00facnosti die\u0165a\u0165a je aj finan\u010dn\u00e1 gramotnos\u0165. Ako sme si v\u0161imli aj r\u00f4zne vzdel\u00e1vacie programy sa zameriavaj\u00fa na u\u010denie det\u00ed k triezvemu hospod\u00e1reniu a nar\u00e1baniu s peniazmi.Aj my ako rodi\u010dia m\u00e1me ve\u013ek\u00fd diel na tejto gramotnosti na\u0161ich det\u00ed. Je preto na mieste aby sme ich viedli k samostatn\u00e9mu rozm\u00fd\u0161\u013eaniu a pozit\u00edvnym n\u00e1vykom v r\u00e1mci financi\u00ed. Za\u010da\u0165 pritom m\u00f4\u017eeme s jednoduch\u00fdmi hrami typu obchod, Monopoly, banka a mnoh\u00e9 \u010fal\u0161ie. U\u017e vo veku desa\u0165 rokov m\u00e1me mo\u017enos\u0165 vidie\u0165, ako si predstavuje die\u0165a hospod\u00e1renie s peniazmi. Je to preto vhodn\u00fd vek na zavedenie vreckov\u00e9ho. To si deti m\u00f4\u017eu odklada\u0165 alebo s n\u00edm manipulova\u0165 pod\u013ea vlastn\u00e9ho uv\u00e1\u017eenia a nadob\u00fada\u0165 tak zodpovednos\u0165 za svoje peniaze. Mo\u017enost\u00ed m\u00e1me pritom hne\u010f nieko\u013eko. Od klasick\u00e9ho vreckov\u00e9ho,,na ruku,, cez detsk\u00fd \u00fa\u010det s kartou \u010di smart n\u00e1ramkom prostredn\u00edctvom ktor\u00fdch deti m\u00f4\u017eu plati\u0165 v obchodoch. Finan\u010dn\u00e1 gramotnos\u0165 ale nie je iba o manipul\u00e1cii s peniazmi v rovine aktu\u00e1lnej \u2013 teda v rozmedz\u00ed t\u00fd\u017ed\u0148ov alebo mesiaca. Spr\u00e1vne by sme mali deti u\u010di\u0165 v\u00e1\u017ei\u0165 si hodnotu financi\u00ed aj do bud\u00facna. V rozmedz\u00ed nieko\u013ek\u00fdch rokov. Odmenou bud\u00fa vedomosti z finan\u010dn\u00e9ho sektora a triezvy poh\u013ead na vec. Takto si upevnia vedomosti nielen pre bl\u00edzke obdobie ale aj pre \u010falek\u00fa bud\u00facnos\u0165. Nie je preto na \u0161kodu u\u010di\u0165 ich ako spr\u00e1vne svoje peniaze investova\u0165. Pr\u00e1ve naopak. Je jasn\u00e9, \u017ee deti ktor\u00e9 mali mo\u017enos\u0165 rozumne investova\u0165 v skor\u0161om veku pod veden\u00edm rodi\u010dov, boli v bud\u00facnosti \u00faspe\u0161nej\u0161ie ako dospel\u00fd jedinci. Za\u010da\u0165 m\u00f4\u017eeme jednoducho od k\u00fapy strieborn\u00fdch minc\u00ed. Je to bezpe\u010dn\u00e9, jednoduch\u00e9 a ako stvoren\u00e9 pre prv\u00e9 investovanie. Hodnotu svojho vkladu si m\u00f4\u017eete sledova\u0165 spolu a aj n\u00e1zorne uk\u00e1za\u0165, ako im ich financie aj ke\u010f pomal\u0161ie ale s istotou rast\u00fa. Je na n\u00e1s aby sme vychov\u00e1vali rozumn\u00fdch jedincov s jasnou predstavou o fungovan\u00ed finan\u010dn\u00e9ho sveta.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nau\u010dme deti \u0161etri\u0165","item":"https:\/\/www.avilu.sk\/naucme-deti-setrit\/#breadcrumbitem"}]}]